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Ownership and exchanges

RCI exchanges: check membership, value and availability

Prepared by our editorial team · Updated

RCI has Weeks and Points exchange programs. Establish which program your ownership can use, then compare the deposit or points needed, actual inventory, fees and cancellation conditions of the proposed stay before committing usage.

Compare the exchange you can actually confirm

  • Identify whether the balance is club points, RCI Points or a Weeks exchange value.
  • Confirm the resort, dates, accommodation and occupancy in the offer.
  • Include membership, exchange and destination-specific charges where applicable.
  • Check what happens to the deposited use if plans change or a stay is cancelled.

Identify the eligible exchange product

Ask your club and RCI to identify the membership, deposit/points rules, available balance and any restrictions. The ownership’s own club points are not necessarily the same unit as RCI Points or exchange value.

Check the full proposed exchange

Compare the actual destination, dates, unit size, fees and cancellation conditions. Membership or deposit does not guarantee a desired stay. Ask about additional resort, all-inclusive, parking or other charges for the particular confirmation.

Understand the commitment

Before depositing or confirming, read expiry, withdrawal, cancellation and guest-use rules. Do not assume an exchange confirmation can be rented, refunded or returned to the original ownership on the same terms.

A useful follow-up question

Does an RCI affiliation guarantee my preferred exchange?

No. Eligibility and membership are different from available inventory. Ask which actual stay can be confirmed and which conditions apply. Do not buy solely because a resort directory contains destinations you would like to visit.

Continue your comparison

Sources and further information

External providers control their current terms. Confirm the documents for your specific ownership.

Discuss your next step

We aim to send a first human response within one business hour during our staffed hours: Monday-Friday, 9 a.m.-5 p.m. Eastern Time. Requests received outside those hours are handled when we reopen.

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